What you can expect when you choose The McCall Law Firm to handle your closing:

• We will work diligently to ensure that you are comfortable with the closing process and understand the timeline and how we will work together to ensure your closing happens on time.
• We have built our practice on outstanding customer service that efficiently and effectively handles our clients’ transactions.
• While we can never guarantee that a closing will happen exactly as planned, we have taken the time to plan for contingencies and we are prepared to respond efficiently.

We understand the time sensitive nature of the closing process and we are focused on providing informed, efficient and comprehensive closing services for your real estate purchase or refinance.

Our Services

• We perform the title search – once the contract is signed, that is when we get to work ordering a title search for the property.
• Coordinate with Agents – we will coordinate with your agents to ensure that you have clear title and coordinate the execution of all documents required for closing.
• Acquire title insurance for the buyers – we will work with a title insurance company to obtain a title commitment based upon the title review that we have prepared.
• Work with Lenders and parties to prepare all closing documents – if a lender is involved in the transaction we will work directly with them to secure the loan package.
• Prepare the deed for the sellers – we will prepare the deed to be signed and filed after closing
• Perform the closing – We provide on-site and remote Closings at the clients convenience
• Record and disburse – we will record all documents and disburse funds within 24 hours.

While nobody wants to think about death or disability, establishing an estate plan is one of the most important steps you can take to protect yourself and your loved ones.  Proper estate planning not only puts you in charge of your finances, it can also spare your loved ones the expense, delay and frustration associated with managing your affairs when you pass away or become disabled.

Estate planning is a way for you to manage your assets (money and property) during your life time and beyond your death or incapacity, particularly if you choose the many benefits of a living trust. To have an estate plan simply means that you have determined how to hold your assets, how they will be managed in a range of situations, and how they will be passed on to your loved ones.  Without an estate plan, the distribution of your assets will be determined by state law when you pass, often at a premium since a probate case is typically required without the appropriate estate planning documents in place.

Why Is An Estate Plan Necessary?

• It is used to avoid the costly and time-consuming probate process, which is public in nature, requires statutory fees, and can take anywhere from six months to several years for your beneficiaries to receive their inheritance
• It enables you to decide who inherits from you and at what time in their lives
• Assists with planning for incapacity
• Allows you to plan for yourself and loved ones without giving up control of your assets
• Allows you to plan while taking into account current and future concerns for family members
• Allows you to accomplish your dreams and goals for yourself, your family, and your assets
• Keeps affairs private
• Prevents family conflict
• Gives you the ability to make decisions of who will assist you and your loved ones in the event of an unexpected accident, diminished capacity and eventual death
• Eases management of your financial and legal affairs during your incapacity and after your passing
• Gives you the peace of mind that the assets you worked so hard to acquire will be distributed in accordance with your wishes

You want to be prepared for the future and our Estate Planning services will ensure that you are. The McCall Law Firm will help provide you and your family with peace of mind by working with you to get your affairs in order. Whatever your legal needs may be, we will make sure that your wishes are accurately reflected.

Business Formation

Whether you are just getting started or buying a company, choosing the appropriate business entity is a critical first step. Which type of entity works best for you will depend on a variety of factors, which you will want to discuss with an experienced business law attorney. In most cases, forming a business entity can limit or eliminate your personal liability for the company’s liabilities. There are also tax advantages in setting up certain types of legal entities. Other benefits can include: making it easier to obtain credit for your business, attracting a larger pool of investors, and reducing administrative burdens and costs. No matter what your objectives are, we can help!

The McCall Law Firm is here to assist you in determining what type of business entity best suits your needs.

Common Business Entities

• Sole Proprietorship. A sole proprietorship involves an individual doing business in his or her individual name. It is a simple and flexible form of doing business, but offers no protection to the individual with regard to their personal assets against business creditors. However, some of the potential negative effects can be mitigated by prudent estate planning and the creation of other entities to protect the owner’s personal assets.
• Partnership. A partnership is an agreement between two or more persons to share the profits and losses of a business enterprise. It is a flexible business form and can often provide protection of the partners’ personal assets against business creditors, if structured properly. A partnership may be either a General Partnership or a Limited Partnership, depending on the owners’ objectives. There are special considerations if the partnership is owned by professionals. In some instances, California law requires a Limited Liability Partnership or LLP to be formed.
• Corporation. A corporation, sometimes called a “C corporation”, is a formal type of business entity, created under the California Corporations Code, which protects its shareholders from the liability of business debts unless the shareholders personally guarantee such debts. However, corporate dividends are typically subject to unfavorable tax treatment. In addition, there are time and expense considerations in maintaining a corporation, which do not exist with some other business formations.
• Limited Liability Company. For many small businesses, this is the most attractive type of entity. Members, not shareholders, typically enjoy the same liability protection of a corporation, but do not encounter unfavorable tax treatment and some of the expenses and administrative burdens required of a corporation. For more information on LLC’s, see our related blog article here.

Business Dissolution

Businesses may end for a variety of reasons. In many cases, the decision to dissolve a business entity is voluntary and mutual. In other situations, businesses may be forced into dissolution because of external factors beyond the control of the owners, partners or stakeholders involved. Whatever the case, it is important to recognize that you do have some control over how the business ends.

Whatever the reason for the breakup, The McCall Law Firm can help you explore options and consider the ramifications of dissolving your business while protecting your interests inside and outside of the courtroom. We will work closely with you and collaboratively with each other to design strategies that will effectively shield you from the continuing liability associated with ongoing business activities and future disputes.